Advantage Lending – Real Estate Right Now

What You Should Know About the Most Recent Property Assessment

March 21, 2024 jayizso Podcast, Property Assessment

If you live in Wake County in North Carolina you saw your home values increase according to the most recent assessments. For some that increase is rather significant. But hold on! It may not be as bad as you first thought when you saw the huge increase in your assessed home value. Also, you can dispute the increase, but that may not always be in your best interest. So how should we approach these increases? Well in this episode of Real Estate Right Now, Paul Fitts, Senior Loan Officer from Advantage Mortgage joins us to help you understand the ins and outs of the assessment. Linda Craft Team, Realtors for more[…]

What You Should Know About Getting Your First Mortgage

February 1, 2024 jayizso First Mortgage, Podcast, Real Estate

With interest rates coming down, some of you are considering purchasing a home. Typically, people who purchase a home need a mortgage. Most often people will start their home purchasing process by speaking with a real estate professional. But a great real estate professional will tell you to start your home purchase with a mortgage lender. The reason being seller’s want to ensure that you can obtain a mortgage before you can purchase the home. So now you set up a meeting with a mortgage lender, what should you expect? What should you be prepared for? Do you need to bring anything with you? In this episode of Real Estate[…]

Are you being served: Dispelling myths of the FHA VA stigmas

December 7, 2023 jayizso FHA, Podcast, VA

If you have a career in real estate or think you may want one, then one of the areas that can be difficult to understand are government backed loan programs. Programs like FHA loans which are mortgage loans backed by the Federal Housing Administration can be beneficial for those who are trying to build their credit, and are actually have less risk for mortgage lenders. VA loans backed by the Veterans Administration require specific and certain qualifications. But again have less risk on the lender. So why do we not see more of these opportunities with real estate agents? Part of it, is there is just a misunderstanding of how[…]

Paul Fitts - Are Interest Rates Artificially Inflated - Real Estate Right Now - Linda Craft Team Realtors

How Interest Rates Are Artificially Inflated

September 14, 2023 jayizso Interest Rates, Podcast

Are Interest Artificially Inflated? Do you understand how interest rates work? If you do you are probably in the mortgage or banking industry. The fact is that most people who buy a home have no idea how mortgage companies arrive at the interest rate you are told. The fact is there is a lot of people involved. There are some other entities involved. And truthfully speaking the mortgage company is typically not to blame. So how do they arrive a the interest rate you and I pay? Well, when you combine data, technical support areas and politics the rate market has quite possibly reached it’s peak, and interest rates are[…]

Paul Fitts - Leveraging Your Low Interest Rate and Creating Wealth - Real Estate Right Now with Jay Izso

A Creative Way to Leverage Your Low Interest Rate and Create Wealth

July 10, 2023 jayizso Low Interest Rate, Podast

You may be one of those people who have a low interest rate and you are reluctant to sell because you see current interest rates. You ultimately you want to purchase a new home, but it is difficult for you to let go. But suppose there was a way that you didn’t have to give up your interest rate and still get into that new home you desire, would that interest you? Well in this episode or Real Estate Right Now Senior Loan Officer Paul Fitts of Advantage Mortgage joins again with a creative way you may be able to not lose that mortgage rate and still get into your[…]

Paul Fitts Histor of Mortgage Rates - Real Estaet Right Now Show - Jay Izso

How History of Interest Rates Gives More Confidence to Buy A Home

February 25, 2023 jayizso Interest Rates, Mortgage Rates, Podcast

Anyone buying a home is affected by an interest rate, everyone buying a home in our current rate market asks the same question “are rates coming down?” We just left an 80 year low rate market for several years and as we become accustomed to the market the mortgage rates are perceived as a big change…but are they really? In this episode of Real Estate Right Now, Paul Fitts | Advantage Lending Senior Loan Officer takes us through the history of interest rates and how we can have a more full understanding of how interest rates have changed over the years. Through his research and data he will explain that[…]

Paul Fitts and Jay Izso Buying a Home for the Holidays

New Home Loan Limits – Buying a Home for the Holidays

December 10, 2022 jayizso Holiday Home Buying, Home Loan Limits, Podcast

With rising interest rates there have been some major changes in loan limits and loan programs. If you have been on the fence about buying a home then you may want to tune into the show and get the inside scoop as to what new programs are available to help make your buying decisions easier. Paul Fitts from Advantage Lending returns to the show to give you some economic insights and put your mind at easy when it comes to home shopping during the holiday season. Join us for a holiday en-LIGHTEN-ing show. Linda Craft & Team, Realtors for 35 years their clients say they are have “legendary” customer service. […]